Terms of Use

1. Scope

corpusTU AG (“corpusTU”, “we”, “us”, “our”), Am Dorfplatz 5, 6045 Meggen, Switzerland operate a website at www.piggybox.io (“Site”) and/or an iOS, Android, Progressive-Web based mobile application called PiggyBox (“App”). Together, the Site and App along with backend technology serve to provide a one-stop source (platform) for:

  • Receiving benefits from us or our partner organizations in exchange of shown knowledge about our or their products,
  • Donating a part of the received benefits to other individuals or organizations,
  • Transferring a part of the received benefits to other individuals or organizations.

(the “Service”).

These Terms of Use (“TU”) only apply to the use of the Site, App and Service.

As a platform provider, we help facilitate receiving benefits for items listed on our Site and App. Benefit means either (i) an instrument, in either physical or electronic form, which entitles the holder of such benefit to receive the goods and/or services to be supplied and/or provided by the partner organization or by corpusTU to the holder of the benefit, as specified on corpusTU Site/App and on the benefit, or (ii) a good/service provided by corpusTU; during the period of time stated on the benefit.

А partner organization is a third party unrelated to corpusTU that provides benefits and sells, supplies and/or provides goods/services. corpusTU do not sell, supply and/or provide the goods/services offered in the benefits of the partner organizations. We only provide a venue for the partner organizations to list benefits for their goods/services and for you to benefit from them. This means that in addition to these Terms of Use, you will have other contractual relationships with different legal entities when you interact with the Site/App.

When you decide to redeem a benefit received via the Site/App this will be subject to the terms and conditions of that partner organization that offers the benefit. In respect of any benefits, offered by partner organizations via the Site/App, we do not assume responsibility for any contracts regarding the redemption of your benefit with the partner organization. Finally, please understand that we are never the partner organization’s agent.

2. Use

2.1. The Site/App and our Service are for your non-commercial, personal use only and not for business purposes, except as separately permitted in writing. You may access the Site/App only through our app, standard web and mobile browsers and similar consumer applications, but not with any robot, spider, offline reader, site search/retrieval application or other manual or automatic device, tool, or process to retrieve, index, or data mine our Site/App, via scraping, spidering or otherwise. As an exception, revocable at any time by us, operators of public search engines may use spiders to copy materials from the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials.

2.2. Notwithstanding any other term of these Terms of Use, you shall be permitted to crawl, index, display or cache the contents of this Site/App solely for the purpose of (i) displaying the Site/App as part of search engine results, and (ii) optimizing (through Accelerated Mobile Pages, or otherwise) the delivery of the Site/App to other users of the Site/App. corpusTU reserve all rights, including copyright, in our HTML code and content (including code that is optimized for Accelerated Mobile Pages) and nothing in these Terms of Use shall act as an express or implied waiver of any of corpusTU's rights, or our ability to enforce the terms of these Terms of Use.

2.3. Any natural person who is at least 16 years old, an association of persons, a legal entity is entitled to register and become a user (“User”). The registration can only be done online by providing a username and valid email address. Optional information can also be provided. Some of our partner organizations may have different requirements for redeeming and using their benefits. Before choosing a benefit please read our partner organizations’ terms of use. We are not responsible of acquiring a benefit that you cannot use/redeem because of use restrictions stipulated by our partner organizations.

2.4. Once a User has registered, a personalized user account is created for him/her. The creation and maintenance of user accounts is free of charge. The existence of an account entitles the User to use the Service.

2.5. Upon registration, the User is obliged to provide true information and update it if necessary. If the User fails to comply with this obligation, he/she shall bear responsibility for all resulting disadvantages incurred by this.

2.6. corpusTU may send you administrative and promotional emails. We may also send you information regarding your user account activity, as well as updates about our Site/App and Service or other promotional offers. We may also send you information regarding benefits you have collected. (You can opt-out of our promotional e-mails at any time by clicking the unsubscribe link at the bottom of any of such e-mail correspondence.) For more information, please read our Privacy Policy, which represents an inseparable part of these Terms of Use.

2.7. Where you have consented, corpusTU may send you promotional push notifications on your mobile device(s) for general and location-based deals. You can opt-out of our promotional push notifications at any time by changing the preferences in your profile in the application.

2.8. We reserve the right to refuse registration without justification and to prevent you from using the Site/App and the Services (or any part of them).

3. Service

3.1 Collect On our Site and App

Users have the opportunity and the choice to:

  • Engage with content, provided by us or our partner organizations and prove engagement by answering correctly questions about the content,
  • Answer questions and help us or our partner organizations understand better their profile,
  • open “surprise”-boxes, provided by us or our partner organizations,
  • Collect virtual or digital coins ( or “Coins”), or energy ( or “Energy”). The Coins do not in any way constitute a cryptocurrency.

Collecting Coins and using the Service is in no way tied to the purchase of products/services from and of our partner organizations or from corpusTU.

3.2 Spend

Collected Coins can be spent for receiving various benefits from corpusTU or partner organizations, including opening “surprise” boxes.

Collected Energy can be used to speed up the appearance of new content.

Defining benefits is left to the sole discretion and choice of corpusTU and our partner organizations.

corpusTU cannot be held liable for content or benefits, provided by partner organizations.

Unless expressly stated otherwise chosen benefit:

  • Can only be redeemed once;
  • Can only be redeemed with the partners organization and not corpustTU;
  • Is valid for one person;
  • Can only be redeemed within the redemption period they have. If you do not redeem the benefit within the redemption period, the benefit expires automatically and cannot be redeemed anymore.

Users cannot exchange directly benefits or Coins for fiat money, but eventually for gift cards.

Users cannot redeem unused purchased benefits for Coins or cash.

Any use of the benefits is for your non-commercial, personal use only (although you may give the benefit to someone else for their non-commercial, personal use). The commercial trade of a benefit is prohibited. The reproduction of a benefit is prohibited.

Your benefit is solely your responsibility. Neither corpusTU nor our partner organizations are responsible for lost or stolen benefits or for retrieving benefit reference numbers or benefit security codes.

You promise not to provide false data including false names, addresses and/or contact or payment details; or engage in any unlawful activity in connection with the use of a benefit, or allow anyone else to do so.

Any attempt to redeem a benefit contrary to these Terms of Use may render a benefit void at corpusTU’s discretion.

When you spend your Coins for opening a Surprise Box:

By opening a Surprise Box, the User can win one of the following awards:

  • Some Coins;
  • Energy; or
  • specks of 999.9 Gold

The chance of winning of each of the awards is indicated under the award description placed under the Surprise Box.

The User wins an award for each opened Surprise Box.

CorpusTU send one-gram gold bar to each User that collects one thousand specks of gold.

3.3 Donate

Users can donate some or all of their collected Coins to:

  • Private persons,
  • Associations of persons,
  • Legal entities

of their choice.

Transfers of Coins to donations recipients are irreversible.

Users can choose the recipient of their donation from a list of individuals/entities provided by corpusTU on the Site/App. corpusTU reserve all rights, solely at our discretion, to choose which individuals/entities to be included in the list of recipients as well as whether to remove an individual or entity form the list.

corpusTU will make every possible effort to prove the authenticity of any data and content, provided by the recipients of donations, but cannot be held liable for their genuineness. Users are encouraged to do their own research.

Users and partner organizations are encouraged to suggest potential donation recipients at support@piggybox.io.

Donations recipients can redeem Coins for money (exchange rate provided by corpusTU at the date of the donation of the Coins from the User to the recipient).

Although corpusTU make payments to causes designated by the Users, all funds are considered the wholly-owned revenue of corpusTU and all payments to donation recipients are considered payments directly from corpusTU to the designated recipient. Users have no legal claim to redeem these funds from corpusTU, nor any legal claim to exert control over these funds in any way. Users must be aware that they may not legally attempt to deduct from their taxes any amounts "raised" on corpusTU’s Site/App and that to do so may be illegal in the User's tax jurisdiction.

3.4 Transfer

A User can transfer Coins to any other User at any time. Transfers are irreversible and Users are bearing full responsibility. corpusTU bear no liability in case Users transfer Coins to a wrong recipient.

4. User Account Access

4.1 After registration Users can log into their accounts with their username and password.

4.2 Users are advised to keep their username and password secret. In particular, passwords should not be recorded. The password can be changed by the participant at any time. All authorized and unauthorized transactions made using the User's password are considered to be those of the registered User. The User therefore bears all the risks and consequences arising from the use of his or her means of legitimation, including misuse.

4.3 In the event of suspicion that a third party has or could have knowledge of the User’s access data, the User must immediately inform corpusTU about this. corpusTU are not liable for damages caused to the User by the unauthorized use of his access data by third parties.

4.4. All user accounts must be registered with a valid personal email address that you access regularly. Any user accounts which have been registered with someone else’s email address or with temporary email addresses may be closed without notice. We may require users to re-validate their user accounts if we believe they have been using an invalid email address.

5. User Content

The Site/App may provide the registered users the opportunity to submit or post images, photographs and video (collectively "User Content") through the section “Submit” against receiving Coins, for the purposes of using these materials as content for gaining Coins.

If you contribute any User Content, you will not upload, post, or otherwise make available on the Site/App any material protected by copyright, trademark, or other proprietary right without the express permission of the owner of the copyright, trademark, or other proprietary right. corpusTU do not have any express burden or responsibility to provide you with indications, markings, or anything else that may aid you in determining whether the material in question is copyrighted or trademarked. You will be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights, or any other harm resulting from such a submission. In addition, if you contribute any User Content, you represent and warrant that: (a) you are the creator of the User Content; or (b) if you are acting on behalf of the creator, that you have (i) express, advance authority from the creator to submit or post the User Content, and that they have waived any moral rights in such User Content, and (ii) all rights necessary to grant the licenses and grants in these Terms of Use. You further represent and warrant (or, if you are acting on behalf of the creator of the User Content, you have ensured that the creator represents and warrants) that the use and sharing of the User Content for the purposes you have selected will not violate or infringe any copyrights, trademarks, or any other intellectual property rights or rights of third parties, including, without limitation, the rights of publicity or privacy. You represent and warrant that you will not upload, post, transmit, or otherwise make available User Content that is unlawful, harmful, tortious, threatening, abusive, harassing, hateful, racist, infringing, pornographic, obscene, violent, misleading, defamatory or libelous, invasive of the privacy of another person, or violative of any third-party rights; and that you will not upload, post, transmit, or otherwise make available User Content that contains any material that harbors viruses or any other computer codes, files, or programs designed to intercept, misappropriate, interrupt, destroy or limit the functionality of any software or computer equipment.

corpusTU shall have the sole and absolute right, but not the obligation, to review, edit, post, refuse to post, remove, monitor the User Content, and disclose the User Content and the circumstances surrounding its transmission to any third-party, at any time, for any reason, including, without limitation, to determine compliance with these Terms of Use and any operating rules established by corpusTU, as well as to satisfy any applicable law, regulation, or authorized government request. Without limiting the foregoing, corpusTU shall have the right to remove any material from the Site/App, in our sole discretion. corpusTU assume no liability for any User Content or other information that appears or is removed from the Site or elsewhere. corpusTU have no obligation to use User Content and may not use it at all.

You understand and agree that User Content is public. Any person (whether or not a user of corpusTU’s services) may view your User Content without your knowledge. Please do not include any Personal Information in your User Content unless you wish for it to be publicly disclosed. corpusTU are not responsible for the use or disclosure of any Personal Information that you disclose in connection with User Content.

Any User Content of any kind made by you or any third-party is made by the respective author(s) or distributor(s) and not by corpusTU. Other users may post User Content that is inaccurate, misleading, or deceptive. corpusTU do not endorse and are not responsible for any User Content, and will not be liable for any loss or damage caused by your reliance on such User Content. User Content reflects the opinions of the person submitting it and may not reflect the opinion of corpusTU. corpusTU do not control or endorse any User Content, and specifically disclaim any liability concerning or relating to your contribution of, use of, or reliance on any User Content and any actions resulting from your participation in any part of the Site/App, including, without limitation, any objectionable User Content.

6. Liability

6.1. Indemnity claims against corpusTU are excluded regardless of their legal basis, unless corpusTU acted deliberately or through gross negligence.

6.2. corpusTU's liability for damages incurred to Users as a result of non-performance of their contractual obligations to third parties, as well as for indirect and consequential damages, such as loss of profit or consequential damages, is excluded.

6.3. corpusTU are not liable for damages caused by our partner organizations. Contractual or non-contractual claims arising out of or in connection with services provided by corpusTU’s partners can only be asserted against them.

6.4. corpusTU do not guarantee the availability and functionality of our systems at all times and thus the trouble-free operation of the Service. Any liability for damages incurred to Users as a result of transmission errors, technical defects, overloads, interruptions (in particular due to maintenance work), faults or other inadequacies is excluded.

6.5. corpusTU assume no responsibility for the accuracy and completeness of any data made available to Users on or through the Site and App. In particular, any information about the Service, including, but not limited to, Collect-, Spend-, Donate-, Submit-functionalities and number of Coins and Energy percentage is non-binding. corpusTU assume no responsibility or liability for the content of websites or platforms, which are referenced directly or indirectly (links to affiliates or advertisers) on the Site and App.

6.6. In certain countries applicable law does not allow some or all of the exclusions and/or limitations set out in this section 5. If these laws apply to you, some or all of the above exclusions and/or limitations may not apply to you and you may have additional rights.

7. Termination of Service

7.1. Users can terminate usage of the Service at any time by closing their accounts. Accounts can be closed by sending an email to support@corpustu.io.

7.2. corpusTU reserve the right to terminate the Service at any time without giving any reason for this or to replace it with another program.

7.3. If a User (or anyone other than a User, with the User’s permission) uses the Service or Site/App in contravention of these Terms of Use, we may suspend the User’s use of the Service and/or Site/App (in whole or in part).

7.4. corpusTU reserve the right to terminate a user’s account in the case of the account showing no activity for a period longer than 60 days.

8. Changes to TU

8.1. corpusTU may change these Terms of Use at any time. Users will be informed by publication on the Site or App, or communication via e-mail, or any other suitable means. Changes shall be deemed as approved by a User if no written objection is made within one month of notification, but in any case, with the next use of the Service. The rejection of the changes by means of a written objection shall be deemed termination of the Service by the User and closure of his/her user account.

9. Privacy

9.1. The privacy policy is an integral part of these Terms of Use. With the acceptance of these terms and conditions, Users also agree to the privacy policy.

10. Marketing purposes. Advertisements and links to and from other sites

10.1. Users agree that corpusTU use information about them for internal marketing purposes.

10.2. Any advertisements may be delivered on our behalf by a third-party advertising company, which may, on our behalf, place or recognise a unique "cookie" on your browser. If you would like more information about this practice and to know your choices about not having this information used by any company, see our cookie policy within the Privacy Policy.

10.3. Where the Site/App contains links to third party sites and to resources provided by third parties (together "Other Sites"), those Other Sites are merely linked to provide information only and are solely for your convenience. We have no control over, do not accept, and we assume no responsibility for Other Sites or for the content or products of Other Sites (including relating to social networking sites such as Facebook) and we accept no responsibility for any loss or damage that may arise from your use of them. If you decide to access any of the third-party sites linked to the Site/App, you do so entirely at your own risk.

11. Intellectual Property Rights

11.1. corpusTU grant you a limited, personal, nontransferable, nonexclusive, revocable license to access and use the Site/App pursuant to these Terms of Use and to any additional terms and policies set forth by corpusTU. All intellectual property rights (including all copyright, patents, trademarks, service marks, trade names, domain names, social media identifiers, designs, whether registered or unregistered) in the Site/App and Service, (subject to section 11.3 below) materials, information and content on the Site/App or accessed as part of the Service, any database operated by us, all the Site/App design, text, graphics, software, photos, video, music, sound, data, all software compilations, underlying source code and software (including applets and scripts), and all their selection, coordination, arrangement and enhancement shall remain our property (or that of our licensors). You shall not, and shall not attempt to, obtain any ownership or title to any such property. All rights are reserved.

11.2. None of the material listed in section 11.1 above, in whole or in part, may be reproduced, distributed, copied, modified, published, downloaded, displayed, posted, performed or transmitted in any form or by any means, sold, rented, re-sold, licensed or sub-licensed, used to create derivative works, or in any way exploited without the prior express written permission of corpusTU or the copyright owner, except as otherwise expressly stated under copyright law. You may, however, retrieve and display the content of the Site on a computer screen, store such content in electronic form (but not on any server or other storage device connected to a network). You may not otherwise reproduce, modify, copy, distribute, display, perform or use for commercial purposes any of the materials, information or content on the Site/App without our permission. If downloading, copying, redistribution, retransmission or publication of copyrighted material is permitted by law, you will make independent attribution and/or make no changes in or deletion of any author attribution, trademark legend or copyright notice. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. Any violation of these restrictions may result in a copyright, trademark or other intellectual property right infringement that may subject you to civil and/or criminal penalties. In addition, you may not make any use that exceeds or violates these Terms of Use.

11.3. Title, ownership rights and intellectual property rights in and to the content accessed using the Site/App and Service is the property of the applicable content owner or partner organization and may be protected by applicable copyright, trademark or other law. These Terms of Use give you no rights to such content except for the licenses granted herein.

11.4. Any material, including User Content, you transmit or post or submit to the Site/App (or otherwise to us) shall be considered (and we may treat it as) non-confidential and non-proprietary. If for some reason, any part of that statement does not work as a matter of law, then for anything which you supply to us from whatever source (i.e., via email, the Site/App or otherwise) you grant us a royalty-free, perpetual, irrevocable, sublicensable, fully paid-up, transferrable, non-exclusive right to use, copy, modify, adapt, translate, publish, distribute, display and perform world-wide any such material, and in any form, media or technology, whether now known or hereinafter developed, and to sublicense such rights through multiple tiers of sublicensees, all without compensation to you, for the purpose of operating the Site/App and providing the Service.

12. Jurisdiction, Validity of Swiss Law

12.1. These Terms of Use and all eventual legal issues between Users and corpusTU related to the Site, App and Service, are subject to Swiss material law (materielles Recht). The exclusive place of jurisdiction for all proceedings is Lucerne. corpusTU are however entitled to sue Users at any other competent court jurisdiction and court.

13. Miscellaneous

13.1 If you breach these Terms of Use and corpusTU take no action against you this does not mean that corpusTU have waived our rights and remedies with regard to your breach. CorpusTU may still take action or exercise our rights and remedies for that action, or any other situation, where you breach your obligations under these Terms of Use.

13.2. If any provision of these Terms of Use should be held to be invalid or unenforceable, the validity and enforceability of the remaining provisions of these Terms of Use are not affected. Such invalid or unenforceable provision shall be replaced by a valid and enforceable provision which most closely achieves the economic effect contemplated by the invalid or unenforceable provision.

13.3. You may not assign or delegate or otherwise deal with all or any of your rights or obligations under these Terms of Use. We shall have the right to assign all or any of our rights and or delegate or sub-contract our obligations under these Terms of Use to any person.

13.4. We shall not be liable for any breach of our obligations under these terms of Use where we are hindered or prevented from carrying out our obligations by any cause outside our reasonable control.

13.5. No waiver by us of any default of yours under these Terms of Use shall operate or be construed as a waiver by us of any future defaults, whether of a like or different character. No granting of time or other forbearance or indulgence by us to you shall in any way release, discharge or otherwise affect your liability under these Terms of Use.

Meggen As of April, 2019